TOPS Surgical Specialty Hospital uses SurgiCares, a financing company that provides you with ways to pay for your healthcare services. They also help you understand the different options available to you including: financing, non-finance and charity care if you qualify.

SurgiCares also offers Text-To-Pay, a contactless payment solution that helps patients like you manage your medical bills. It allows you to make a payment, view payment plans, financing options, and more.

Short-Term Payment Plan

No Cost or Credit Check
SurgiCares lets you set up a short-term payment plan at no additional charge using SurgiPay. If you have an open credit card or checking account and want to pay your balance over a few payments using a check, your credit card, Flex Spending Account or Health Savings Account, this option could be right for you. Your provider has worked to offer you payment plans that may meet your needs.

*Subject to credit approval. Minimum monthly payments required. See provider for details.


MedDraftTM is a patient auto-draft program through which you can set-up monthly payments for the surgical facility portion of your bill.

  • Valid checking account number, credit card, or debit card must be provided to the facility upon acceptance of the program. This card/account will be charged/debited each month until the fulfillment of your facility bill.
  • Payment can be spread over a maximum of 6 months will include a fixed payment amount.
  • There is no interest for this payment plan.

Click here to learn more from MedDraft’s website.

Seasonal Financing Plan: Offered at participating facilities

The Seasonal Financing Plan is a delayed auto-draft program offered at participating surgical facilities in January and February to assist with the facility portion of your bill.

  • This option is available to all patients covered by insurance products (excludes self-pay)
  • No payment for 60 days and up to 6 months no-interest monthly payments for the facility portion of your bill.
  • A valid checking account number, credit card or debit card must be submitted to the surgical facility.

Contact your facility if you have any questions.